Free Credit Report Tutorial – Experian – Part 3 of 3.

free credit report gov mandated experian tutorial

This is Part 3 of a 3 part series designed to help you obtain your free credit report.  In this video tutorial we will cover the step-by-step process of obtaining your Experian credit report.  Be sure to check out our other two tutorials for obtaining your credit reports from Equifax and TransUnion.

Free Credit Report Tutorial - Experian - Part 3 of 3
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TRANSCRIPT

Hello everyone and thanks for watching. My name is Ryan, and I’m with the Interest Free Credit Cards Hub. You find us at www.InterestFreeCreditCardsHub.com. This is the third part of our three part series that we put together. It’s designed to walk you through the process, step-by-step, of obtaining your free credit report. Government has mandated that Experian, Equifax, and TransUnion each provide you with one free credit report every twelve months. Now just keep in mind, this doesn’t include your credit score.

Alright, so let’s go ahead and get started. Go ahead and open up a web browser. Head over to Google and type in the annual credit report. That’ll bring up the Annual Credit Report website which is the number one spot there. Go ahead click on that. The first thing you’re going to do when you get to this page is choose the state that you live in. And then click “Request Report”.

This page is pretty self-explanatory. Go ahead and enter your first name, middle initial, last name. Then head down and enter your birthday. Then head down in your social security number. Now this area here, you’re going to want to check this checkbox if for security reasons you don’t want the last four digits of your social security number on your credit report. Then you’re going to head down and enter your current address. This next section here, if you haven’t lived at your current address for the last two years you’re going to want to check “No”. We haven’t lived at our current address for the last year so I’m going to check “No” and enter my previous address. If you have lived your current address for more than two years go, ahead and skip right down to the CAPTCHA. Once I’m done with my previous address, I will head down and enter the CAPTCHA and then click “Continue”.

Today were are going to do the Experian report. Go ahead and click that checkbox and click “Next”. This page here is just asking you to return to AnnualCreditReport.com. It’ll be in this area up here. You can go ahead and click next through this page.

Now here, Experian is asking you to confirm your identity and enter the last four digits of your social security number. Go ahead and head over to this box. Enter the last for your social, and click “Submit”. Now be sure to pay attention to this area I highlighted here. Once you click submit, you want to make sure you don’t hit the stop, back, or refresh button, or reload button.

This here’s the start page for the Experian credit report process. Go ahead and check out the “Did You Know?” box, and click on “Annual Credit Report” when you’re done.

This here is step two in Experian’s process. Under “Your Order”, you’re going to want to make sure it says “Free Experian Credit Report” and under the “Price” you’ll want to make sure it says zero. The next part under that it asks you to please review “Important Information” regarding your Experian credit report. Go ahead and click on that. Don’t worry about it. It’ll open it up in a new window. When that new window pops up, go ahead and read this over. Once you’re done, you can either save the page as a file, or you can print it out. Whatever you decide to do just, be sure to close the tab when you’re done. From their go ahead and click “Submit”.

This is the third step in the Experian process. It’s the “Identity Verification” page. You’re going to have four questions on here. Make sure to read each one of them very carefully, and answer appropriately. Once you’ve finished answering all these questions, go ahead and click on the “Continue” button.

That will bring you to Experian’s “Report Summary” page. Over here, just off to the right, you’ll see the “Credit Report Toolkit”. The first thing we’re gonna do on this page is click on “Print Your Report”. That’s going to open up a new window with your credit report on it. From there go ahead and click “Print Report”. That will bring up Experian’s print window. Be sure to print yourself a hard copy. I’d also advise you to save it to your computer as well in the event that you need it later on. Once you’ve printed and saved your report you can go ahead and click on “Close Window”. Once you’re back on Experian’s “Report Summary” page, you can view your credit report here. You can either scroll through the entire thing, or you can navigate to a specific section by clicking up here in the navigation bar. One thing I almost forgot to mention. Be sure to note down your report number. You never know if you may need a later. Once you’re done here, you can close everything out, and that is that.

Alright everyone. Thanks for watching. Again, my name is Ryan, and I’m with the Interest Free Credit Cards Hub. If you haven’t done so already, be sure to head over to www.InterestFreeCreditCardsHub.com to check out our other two tutorials that walk you through the process of getting your free credit report from Equifax and TransUnion.

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