Paying off your remaining debt with interest free credit cards can be done.  But it is no small task.  It will require you to be mindful of your finances and you will definitely need a budget.  Also, some people will be excluded from this method, because an excellent credit score is needed to qualify for the right card.

I can not stress this enough.  In order to do this properly, you have to prepare a budget.  Knowing where your money is going will help you allocate more towards paying off your credit card debt. [click to continue…]

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We at the Interest Free Credit Cards Hub are glad to bring you our guide to getting the card that is right for you.

1.  Go Out And Look For It.

How many great things have just landed on your front porch?  For me that would be zero.  I can think of nothing worth while that I have not had to go out and get on my own.  And this is no different when it comes to credit card offers.

The offers that arrive in the mail are just that; the things that land on your front porch.  Not to say all such offers are bad and that they should not be looked at.  Just know that these “You’ve Been Pre-Approved” mailings are more of an advertisement.  The card companies gather data from the credit bureaus and, if you meet their criteria, use that to send you their offers. [click to continue…]

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A Brief Overview: Your Free Credit Report – Government Mandated.

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You have the right to a free credit report from AnnualCreditReport.com or 877-322-8228, the ONLY authorized source under federal law. Let us start by saying that The Interest Free Credit Cards Hub is not breaking this news.  But the simple fact is, at least from the people we have spoken with, there are a lot [...]

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Free Credit Report Tutorial – Experian – Part 3 of 3.

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This is Part 3 of a 3 part series designed to help you obtain your free credit report.  In this video tutorial we will cover the step-by-step process of obtaining your Experian credit report.  Be sure to check out our other two tutorials for obtaining your credit reports from Equifax and TransUnion.

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Free Credit Report Tutorial – Equifax – Part 2 of 3.

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This is Part 2 of a 3 part series designed to help you obtain your free credit report.  In this video tutorial we will cover the step-by-step process of obtaining your Equifax credit report.  Be sure to check out our other two tutorials for obtaining your credit reports from Experian and TransUnion.

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Free Credit Report Tutorial – TransUnion – Part 1 of 3.

Thumbnail image for Free Credit Report Tutorial – TransUnion – Part 1 of 3.

This is Part 1 of a 3 part series designed to help you obtain your free credit report.  In this video tutorial we will cover the step-by-step process of obtaining your TransUnion credit report.  Be sure to check out our other two tutorials for obtaining your credit reports from Experian and Equifax.

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Five Tips to Raise Your Credit Score.

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While there are a lot of things you can do to raise your credit score, here at the Interest Free Credit Cards Hub we think these five tips are the most useful. Tip 1 Pay your bills on time!  Late payments are a huge credit score killer.  Falling behind on your payments such as your [...]

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A Brief Overview: Your Credit Score and how its used by Financial Institutions.

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What is your credit score? Your credit score, in essence, is a three digit number on your credit report that represents how likely you are to repay your loan.  The credit score that most people are familiar with is the FICO score, which is what we will cover here.  The score is calculated from several [...]

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